EMPLOYEE RESOURCES

Learn About 401(k) and 403(b) Plans Offered by Your Small Business and Not-for-Profit Employers.

Individuals in all walks of life should have access to retirement benefits. At NESA, we make it easy for employers to offer 401(k) and 403(b) plans to their staff with resources to help their employees get the most out of the plans.

401(k) Plan Basics

Your employer-sponsored 401(k) retirement plan provides a great opportunity to help you prepare for a brighter financial future.

403(b) Plan Basics

Work for a public institution or a 501(c)(3) nonprofit organization? Your employer-sponsored 403(b) provides a great opportunity to help you prepare for a brighter financial future.

401(k) And 403(b) Contributions

401(k) and 403(b) plans offer employees an opportunity to accumulate assets that can later be used to provide a stable standard of living and financial security during retirement

Participant Loans

A 401(k) or 403(b) plan loan is when you borrow money you’ve saved up in your employer’s retirement account with the intent to pay yourself back.

Participant Withdrawals & Tips

Withdrawals are payouts of assets from a 401(k) or 403(b) plan with no intention of your returning the assets to the plan.

Employee Rollover Contributions

If you terminated employment, you can rollover your retirement account into an IRA or your new employer’s qualified plan. Both options continue to defer taxes.