Year-End Reminders for 401(k) and 403(b) Plans

• Post author:Mizan J. Rahman
• Post published:October 31, 2022
• Post category:401(k) / 403(b) / Deadlines

The end of the year means upcoming due dates for many calendar-year qualified plans such as 401(k)s and 403(b)s. And…

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Sept. 9: Happy National 401(k) & 403(b) Day!

• Post author:Mizan J. Rahman
• Post published:September 9, 2022
• Post category:401(k) / 403(b)

Started in 1996 by the Plan Sponsor Council of America (PSCA), Friday following Labor Day was chosen as the “401(k)…

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How to Increase Employee 401(k) or 403(b) Participation

• Post author:Mizan J. Rahman
• Post published:August 17, 2022
• Post category:401(k) / 403(b) / Blog

A 401(k) or 403(b) plan is a powerful retirement savings vehicle for employees as well as an important employee benefit…

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IRS-Required 401(k) Plan Restatements: Deadline is July 31, 2022

• Post author:Mizan J. Rahman
• Post published:June 10, 2022
• Post category:401(k)

About every six years, the Internal Revenue Service (IRS) mandates businesses and organizations with qualified, pre-approved plans to restate (or…

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401(k) and 403(b) Plans: The Importance & Benefits of Offering Employer Match

• Post author:Mizan J. Rahman
• Post published:May 10, 2022
• Post category:401(k) / 403(b) / Blog

Beyond being a remarkably attractive employee benefit in today’s hot job market, a 401(k) or 403(b) plan can incentivize employees…

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401(k) & 403(b) Plans: 8 Red Flags That Could Trigger a DOL or IRS Audit

• Post author:Mizan J. Rahman
• Post published:March 15, 2022
• Post category:401(k) / 403(b) / Blog / Compensation

For most Americans, any letter from the Internal Revenue Service (IRS) or Department of Labor (DOL) sparks fear, especially a…

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Non-Governmental Tax-Exempt Organizations: 401(k) or 403(b) Plan?

• Post author:Mizan J. Rahman
• Post published:January 15, 2022
• Post category:401(k) / 403(b) / Blog

Whether you’re a plan sponsor, financial advisor or CPA, or other service provider in the industry, we know that there…

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Three Things That Separate a Great TPA from a Good TPA

• Post author:Mizan J. Rahman
• Post published:August 12, 2021
• Post category:401(k) / 403(b)

The name “Third-Party Administrator” (TPA) does not precisely express the job. Instead, a more suitable phrase would be “Retirement Plan…

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401(k) and 403(b) Plans: Rules for Returning Furloughed or Laid Off Employees

• Post author:Mizan J. Rahman
• Post published:March 17, 2021
• Post category:401(k) / 403(b) / Plan Eligibility

As the impact of the pandemic subsides, business and organizations have begun a phased reopening in compliance with state and…

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Retirement Plans: Should 10% Early Withdrawal Penalty Be Removed?

• Post author:Mizan J. Rahman
• Post published:February 11, 2021
• Post category:401(k) / 403(b) / Distributions

What’s one big obstacle that discourages younger people from tapping into their 401(k) or 403(b) accounts before retirement? You guessed…

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